Two months have passed since our last newsletter, which means we've skipped a month twice in a row now. It's becoming a bit of a habit...

The reason for skipping another monthly newsletter is simply because we're so busy looking after our existing and new clients. And to be honest, I think most of you would agree that looking after your insurance is more important than a newsletter.

For the first time ever, some of you reading this newsletter won't have had any dealings with me. That's because we've had some big changes in the office, which you can read about below.

Finally, if you're located in Queensland we have a special gift for you this month. Read on for more information.

Here's what you'll find in our December newsletter:

• Changes at the Trade Risk office
• A special gift for our Queensland readers
• An easy tax deduction for your business
• Referring your mates to Trade Risk

Changes at the Trade Risk office

Although media reports have been saying that times are tough in the building and construction industry, here at Trade Risk we've been busier than ever with new clients and enquiries.

The workload has been getting quite heavy, so instead of lowering the high service levels we offer to all clients, we instead made the decision to bring on some new partners to help look after you guys.

Any existing clients will always be looked after me, but for new clients (including plenty of readers of this newsletter) you will be referred to one of our partner advisers or brokers for assistance.

These advisers and brokers are not employed by Trade Risk, and instead they run their own successful insurance businesses. We have chosen them specifically due to their level of experience and knowledge in the industry, particular in dealing with tradies.

So if you find yourself dealing with Mark in Brisbane or Rachael on the Sunshine Coast, or of course me here in the main Brisbane office, you can be assured of receiving the best service and advice from knowledgeable financial advisers and insurance brokers.

A special gift for our Queensland Readers

In a few weeks time the National Tradesman's Expo will be on at the Brisbane RNA Showgrounds.

The show is a great chance to view and try out the latest in tools, vehicles and machinery. If you're lucky you might also be able to grab a good "show deal" on the new piece of kit you've been after.

Entry is $20 per person, however we're giving away complimentary double passes to all Trade Risk clients and readers of this newsletter.

To claim your free double pass simply click on this link to our website.

An easy tax deduction for your business

Tax time is always a busy period for tradies, and it's the Australian way to try and get every single cent of deductions that you can!

One of the easiest tax deductions you can get is for income protection, which is 100% tax deductible for all Australians - regardless of whether you're self-employed or on wages.

Not only is it an easy tax deductions, but it's also one of the best investments you could make in yourself.

I won't go on about how important income protection is to you and your family, but I will leave you with this quote:

If you work for yourself and don't have income protection, it's like working on a roof without a harness. If you don't fall you'll be fine, but if you do fall, there's nothing there to save you.

I came up with that recently whilst putting together a review letter for a client, and I think that it sums up the situation quite well.

But it doesn't just apply to the self-employed. Even if you are on wages, sick leave and worker's compensation will only go so far. To ensure you are truly protected you need to get in place a decent insurance plan that at least covers income protection.

And remember, the premiums are 100% tax deductible!

If you'd like to have a chat about your insurance needs please give me a call on 0439 869 682.

If you're not up for a chat and just want some quotes instead, feel free to complete our secure online quote form on the Trade Risk website.

Referring your mates to Trade Risk

Lately we've enjoyed a large number of new clients being referred to us from our existing clients. This makes me very happy, as it shows that you guys are happy with our service and are willing to put your own integrity on the line by recommending us to people you know.

I just want to give a huge thanks to those of you who do refer your workmates to Trade Risk, and to assure you that we'll do everything we can to look after them.

Facebook

Become a fan of Trade Risk on Facebook to get all the latest tradie and insurance related news. Simply visit our Facebook page and click on the 'like' button.

That's all from us. Remember if you'd like to discuss any matters relating to your insurance needs please call our office on 1800 744 482 or contact me directly on 0439 869 682.

Cheers

Shane Moore
Financial Adviser & Director

Call us today on 1800 744 482 or get a free online quote

Information on this website should be seen as general advice only, as it does not take into account your personal circumstances. You should not act upon any information on this website without first consulting a qualified financial adviser or insurance broker
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